TERMS & CONDITIONS
Last Updated: 12/06/2025
Welcome to Jogo Financial. By accessing or using our services, website, mobile application, or purchasing any product provided by Jogo Financial, you agree to be bound by the following Terms & Conditions. Please read them carefully before using our services. If you do not agree with any part of these Terms, you must stop using our services immediately.
1. Definitions
✔ Jogo Financial: refers to our business entity and its authorized representatives.
✔ User refers to any individual or organization accessing or using our services.
✔ Policy refers to any financial, insurance-like, or risk-management product provided by Jogo Financial.
✔ Platform refers to our website, mobile app, digital tools, and any related services.​
2. Eligibility
To use our services, you must:​
✔ Be at least 18 years old.
✔ Provide accurate and complete information during registration or policy purchase.
✔ Not use our platform for fraudulent or illegal activities.​
We reserve the right to suspend or terminate your account if any information is found to be false or misleading.
3. Services Provided
Jogo Financial offers financial protection, risk-management solutions, and insurance-like services (collectively referred to as “Policies”). All features, benefits, and coverage details of each Policy are defined in the specific Policy Document provided at the time of purchase.
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We reserve the right to modify, update, or discontinue any service without prior notice.
4. Policy Purchase & Payments
✔ By purchasing a Policy, you agree to pay all applicable fees, premiums, and charges.
✔ Payment must be completed through authorized methods listed on our platform.
✔ Late or incomplete payments may result in policy cancellation or suspension.
✔ All prices are subject to change without prior notice unless stated otherwise in your Policy Document.
5. Claims & Approvals
✔ Claims must be submitted according to the instructions and timeline stated in your specific Policy Document.
✔ You may be required to provide certain documents, evidence, or verification.
✔ Jogo Financial reserves the right to accept or deny claims based on our internal assessment, terms of the policy, and any applicable laws.
✔ False or fraudulent claims may result in legal action and permanent service termination.
6. User Responsibilities
By using our services, you agree to:
✔ Maintain accurate personal and financial information.
✔ Use the platform for legitimate purposes only.
✔ Keep your account credentials secure.
✔ Not engage in hacking, data scraping, reverse engineering, or any other prohibited activity.
7. Data Privacy & Security
We collect and process personal information as described in our Privacy Policy. By using our services, you consent to such collection and processing. We implement security measures, but we cannot guarantee absolute protection against unauthorized access or breaches.
8. Intellectual Property
All content, trademarks, graphics, software, and materials on the platform belong to Jogo Financial. You may not reproduce, modify, distribute, or use any materials without written permission.
9. Limitation of Liability
To the maximum extent permitted by law:
✔ Jogo Financial is not responsible for indirect, incidental, or consequential damages.
✔ We do not guarantee uninterrupted service or error-free operation.
✔ Our liability will not exceed the amount paid by you for the policy in question.
10. Termination
We may suspend or terminate your account or policy at any time if:
✔ You violate these Terms.
✔ You engage in fraud or misuse of services.
✔ Required payments are not completed.
Upon termination, you may lose access to your policy and platform account.
11. Changes to Terms
We may update these Terms at any time. Changes become effective immediately upon posting on our platform. Continued use of our services means you accept the updated Terms.
12. Governing Law
These terms are governed by the laws of the State of Texas, United States. Any disputes will be resolved in the courts of that jurisdiction.